I’ve spent a considerable amount of time over the past two weeks working out various ways to save money in 2010. That’s not save as in put away for a rainy day, understand; it’s more of a defensive move to curtail as much as possible the concerted effort by the forces of evil to take even more of it than usual out of my pockets during the year that will debut in less than nine hours.
Insurance was the Big Hit they had planned for me, an overall increase in the $1,000 range between a massive jump in monthly premiums, newly established co-pay restrictions and higher fees for standard stuff like office visits, physicals et al. Who knew that living in either Montgomery or Chester counties was a target on my back, with higher premiums for my HMO than in any other county around? I’ve managed to cut the cost increase in half by switching programs (same coverage, higher co-pays but only a $10 premium jump) and working with doctors and pharmacies to fill some standing prescriptions in this last week rather than waiting for them to come due.
I can’t beat the bastards, but I can slow ‘em down.
More bucks will be saved in switching my telephone service from Vonage to Comcast, a move which has additional benefits as it turned out. When the changeover is made next month, I will also upgrade my internet service and my cable service (access to every damned thing Comcast has to offer for a full year) and do it all at a reduced monthly billing from what I am now paying. The whole package, internet, cable and phone, will be almost $400 less than I paid in 2009. To make it work out, I’m using the free Google Voice service to fill in a couple of places where Comcast lacked features that Vonage offered. I had to give up my long-standing basic phone number because Comcast was unable to port it over (don’t ask), but mass emails have allowed me to alert most of my contacts well in advance.
An aside: for years now, I have have telephone service which allows me to have both my home phone and cell phone ring when the former is called. I’ve kept telling people this, that they don’t need my cell number, that, hell, I don’t even know my cell number, but some persist in using it. This new service does the same thing and I stressed in my emails and direct conversations that This. One. Number. Is. All. You. Need. Dammit! And you would not believe how many questions I have gotten back along the lines of “What about your cell phone? Should I keep that number?” What is so damned difficult to understand about all this?
I’m pretty sure nobody much cares, but I just needed to babble on about all that and so I did. It’s good to be the boss, even if it’s only a ethereal little corner of the internets.
Also, I’m using this time to take a break from transcribing a whole slew of telephone interviews for a long story I have to write next week and avoiding writing the column due this weekend, all the while pretending that another column and story I have due at the end of next week are well in hand. Meanwhile, That nice Matt Guyer just made me an offer for a very appealing Road Trip this Monday which, of course, I do not have the time to take but which I am, you know, already rearranging things a bit to accommodate…Just In Case.
Delusion is how I roll.
But you already knew that.
